Intestacy: What happens when you die without a Will!

(Blog courtesy of Trusted Law: www.trustedlaw.co.uk)

So, what happens if you die without a Will?

Consider this – what happens to your house? Your money? Your belongings? Your Spouse/Partner? And most importantly, what would happen to your children?

When a person dies without leaving a valid Will, their property (the estate) must be shared out according to certain rules. These are called the rules of intestacy. A person who dies without leaving a Will is called an intestate person.

Only married or civil partners and some other close relatives can inherit under the rules of intestacy. It doesn’t matter what your relationship with those people was like when you were alive.

And, if you make a Will but it is not legally valid, the rules of intestacy decide how the estate will be shared out, not the wishes expressed in the Will.

By leaving a Will that says clearly who should get your property and money when you die, you can prevent unnecessary distress at an already difficult time for your family or friends.

Some parents have had to sue their own children to get a share of their partner’s estate when their unmarried partner dies. The law says that in this situation the children get everything.

The law about exactly who gets what is different in England, Wales, Scotland and Northern Ireland, but there are some common problems wherever you live.

Here are some common rules that apply if you don’t make a Will:

  • If you’re not married and not in a civil partnership, your partner is not legally entitled to anything when you die.
  • If you’re married, your husband or wife might inherit most or all of your estate and your children might not get anything (except in Scotland). This is true even if you are separated but not if you’re divorced.
  • If you have children or grandchildren, how much they are legally entitled to will depend on where you live in the UK – but if you make a will you can decide this yourself.
  • If you are not married and have no children, your estate will pass in a strict order of relatives:
    • Surviving Parents; or
    • Siblings, including half siblings; or
    • Grandparents; or
    • Uncles and Aunts, including half uncles and aunts.

(If none of these relatives exist, then your estate will pass to the Crown!).

And let’s not forget the Inheritance Tax implications of not having a Will: any Inheritance Tax that your estate has to pay might be higher than it would be if you had made a Will!

But all of this can be avoided by simply making your Will.

For something that can be dealt with within a couple of hours and at a relatively low cost why not protect what is yours and save your loved ones the stress.

Are you unsure about making your own Will?  Would you like some professional advice?

If you are putting off writing your Will because you are unsure of how to go about it or can’t decide on the fine detail, then there is no need to worry.  To provide you with peace of mind, you can discuss your situation and concerns with Trusted Law.

We will work with you to agree what is best for you both and your family.  Everything we discuss will always be private and confidential, and you will never feel rushed or pressured.

Trusted Law offers convenient appointments in the comfort of your own home – including evenings and weekends!  So it couldn’t be easier…..

To make your appointment, or for an informal chat, please feel free to contact us on 01953 711950 / 07972 212355 or via email at enquiries@trustedlaw.co.uk

Please note that this information is provided as a guide only and in accordance with the current laws as at the date of publishing. 

 About Trusted Law Ltd

 Trusted Law (previously Trusted Wills & Probate Ltd) provides a wide range of services to protect your loved ones and your assets, providing you with much needed peace of mind. 

Our team take the time to get to know you, your family and your wishes to ensure that we are providing you with the right service. No matter how complicated your situation may be, we will work with you to find the right solution.

 To read ’Our Story’ (explaining how Trusted Law was established) please click here.

 If you would like to discover what our clients say about us, please feel free to read our client Testimonials.

Find gratitude for all that you have to find happiness

(Blog courtesy of Debi Haden: www.debihaden.co.uk)

I can’t help but feel a huge swell of gratitude and happiness for what I have around me. I’m watching the swallows circling and gliding on this remarkably mild evening air from the tranquility of my garden.  My life hasn’t suddenly changed, my mum still has dementia, and I haven’t won the lottery! What I do have however is a real mindful connection, right here in the moment, good and bad; feeling, hearing, seeing…truly here in the present!
I can sit here and sense the start of Autumn, a season I love. I can hear the song of the birds, my mums laughter from her room, the clatter of pans from the kitchen where my husband is cooking dinner. I can feel the night air on my skin and I can see the cotton wool clouds in the sky, whilst the swallows silhouettes appear amongst them from time to time. I can smell the wonderful scent of the newly cut lawn, and the jasmine which comes into its own in the evenings.
Not one of these things in my day is remarkable, but that’s what makes them extra special, because, if you can truly appreciate and feel gratitude for the small things in life, how much happier and content will you feel, and when those goals and dreams you desire come knocking,  you will truly be ready to receive them.
In the busy world we live in it is so easy to become disconnected from our thoughts, feelings and emotions.  Often we will feel our mood change but we don’t know why. I encourage my clients to start with this simple exercise to help start to re-connect with  themselves.

Take time each day to stand still, be in the moment and ask yourself…

How am I feeling?
What am I thinking?
What sensations are going in my body?
How would I describe my mood?
It’s not happiness that brings us gratitude, it’s gratitude that brings us happiness”
Would you like to live more in the moment and find your happy?
Book your FREE 30 minute Clarity Call today by clicking the ‘Discover More’ button and see how Debi can help you! Discover more

 

The Trusted Law ‘Charity of the Autumn’ is…..Embrace!

(Blog courtesy of Trusted Law: www.trustedlaw.co.uk)

Every quarter, Trusted Law will be supporting a charity, and we are delighted to announce that our ‘Charity of the Autumn’ is …Embrace!

Embrace: People – Futures – Change is a social enterprise based in East Anglia, supporting people in the community primarily through coaching, but also ongoing support, mentoring and signposting.

Embrace strongly believes that everyone deserves a chance to shine and to have the future they want and deserve; their strap line is ‘Supporting you to become the best version of you’.

They embrace people, supporting them to embrace their own futures and together they embrace and support change, benefiting the wider society. Working primarily with people who feel marginalised and excluded from society, through homelessness, offending behaviour and disability, but this list is by no means exhaustive.

How you can help

There are many ways in which you can help Embrace:

  • You could volunteer your time and expertise,
  • You could make a donation via their go fund me page,
  • If you are a business, this could form part of your Corporate Social Responsibility (CSR), get in touch to find out more,
  • You could sponsor an individual to go through the Embrace program, or a specific project or event,
  • You could buy one of their beautiful 2019 calendars. These are just £10.00 each or £11.99 including postage and packaging, please get in touchwith Embrace for details.

Events

In September 2018, 12th – 15th, the three directors of Embrace, Emma, Duncan and Hayley will be walking from the entire Norfolk Coast Path, Hunstanton to Hopton, approximately 84 miles over 4 days to raise awareness and funds for their life changing work!

They aim to raise £10,000.00 and would love your support; it is going to be a challenge and shows how committed they are and how much they believe in what they are doing.

Support

If you are looking to support a not for profit organisation just like Embrace, making a real sustainable difference in your community as a part of your social responsibility, they would love to speak with you; this could be by supporting them with your expertise, becoming an ambassador for Embrace PFC CIC or by making a donation. Click this link to find out more: Support Embrace PFC CIC.

Please give generously!

Our support:

I have pledged to Embrace that for every new appointment made in September, October and November I will donate a minimum of £10 (increased depending on the service) to the them.

This is not restricted to those who know about this offer – this is for every new client Trusted Law gains during this period!

What you can do to help:

If you have ‘make a Will’ on your to do list, why not make an appointment today and help a charity in the process?  If you already have your Will and Estate Planning sorted, tell your family and friends who may still need to do theirs……

Or

Get involved with Embrace – they need financial support through donations and they need volunteers to get involved. If you are interested, you can find more detail on their website at embracepfc.com.

Our service:

We offer appointments in the comfort of your own home and at a time to suit you, including evenings and weekends.

We will work with you to agree what is best for you both and your family.  Everything we discuss will always be private and confidential, and you will never feel rushed or pressured.

It is a process that can be dealt with relatively quickly, and it can save you hours of stress trying to figure out what is needed.

Most importantly it will provide you with the peace of mind, knowing that you have a valid Will in place, that won’t fail you or your family during their time of grieving.

To make your appointment, or for an informal chat, please feel free to contact me via email: enquiries@trustedlaw.co.ukor phone: 01953 711 950 / 07972 212 355.

About Trusted Law Ltd

Trusted Law (previously Trusted Wills & Probate Ltd) provides a wide range of services to protect your loved ones and your assets, providing you with much needed peace of mind. 

Our team take the time to get to know you, your family and your wishes to ensure that we are providing you with the right service. No matter how complicated your situation may be, we will work with you to find the right solution.

To read ’Our Story’ (explaining how Trusted Law was established) please click here.

 If you would like to discover what our clients say about us, please feel free to read our client Testimonials.